Own Art makes it easy and affordable to buy contemporary art and craft. Own Art is Creative Scotland's loan scheme. You can borrow from £100 up to £2,500 at 0% APR repayable over 10 months in equal monthly installments.

* The money can be put towards original paintings, sculpture and prints. You must be 18 years or over and be a UK resident and can apply via Gallery Heinzel, one of the network of over 300 UK galleries supporting the scheme.

*Subject to status. Terms & conditions apply.

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Frances Innes

Frances trained at Gray's School of Art and now lives and works near Peterhead in the North East of Scotland. The coastline is a favoured subject.

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    • Frances Innes

    • Old Peat Track, St Fergus

    • Mixed media

    • 40 x 55 cm

    • £550

    • £55.00 per month