Own Art makes it easy and affordable to buy contemporary art and craft. Own Art is Creative Scotland's loan scheme. You can borrow from £100 up to £2,500 at 0% APR repayable over 10 months in equal monthly installments.

* The money can be put towards original paintings, sculpture and prints. You must be 18 years or over and be a UK resident and can apply via Gallery Heinzel, one of the network of over 300 UK galleries supporting the scheme.

*Subject to status. Terms & conditions apply.

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Steven Higginson

Steven was born in Dumfries, Scotland, in 1982. Growing up, Steven often sketched the iconic images from album covers and music books and these influences have stayed with him and can be seen in the use of pop photography in his contemporary still lifes. Having won various national competitions and prizes for his work, Steven followed his inevitable path in art, choosing to study at Duncan of Jordanstone College of Art and Design, Dundee in part due to the art school's traditional approach to teaching painting. He was awarded The Aiden Threlfall Traveling Scholarship from the Goldsmith's Company in London in 2004, the year he graduated. He used the scholarship to spend time in Paris, Venice, Rome and Madrid studying works of the old masters, namely Velazquez, Caravaggio and Manet. This trip proved very influential as these artists' chiaroscuro style can still be seen in his work today. He has been painting full-time since 2005, and has had work accepted at the RGI and Aberdeen Artists Society annual shows.

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Lesley D McKenzie

Lesley has lived in the Aberdeen area all her life. Originally a graphic designer, she worked in the oil industry until deciding to 'go it alone' in 1996. Since then Lesley has developed an enthusiastic fan base, who love her quirky animal ceramics and joyful animal portraits. Lesley says, "As a child I would often study anatomy books, working out the muscles on any animal compared to the human and could sketch many animals from memory. I still employ this method today. It's a spontaneous way of working that suits my personality."

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Phil McLoughlin

Phil McLoughlin was born Phil Barker in Dunfermline in 1946. He worked as a foundry labourer, railway porter and jute millworker and psychiatric nurse between 1964 and 1975. Despite no formal training in art his work was exhibited as part of the Scottish Young Contemporaries in 1968. Around this time he was awarded a prize by the RSA and set up an artists collective in Dundee. In 1978 he gave up art to train as a psychotherapist going on to pursue an academic career. He was awarded a doctorate in Philosophy in 1985 and went on to work in universities in England, Australia, Japan and Ireland as a professor, psychotherapist and author. He returned to painting in 2007 as 'Phil McLoughlin' to much acclaim. He was elected a professional member of the Society of Scottish Artists in 2012.

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